How to Apply Motorcycle Loans
through Aeon Credit Service

Applying Motorcycle Loans through Aeon Credit Malaysia is easy once you know their loan application steps.

For starters, you can only apply your Aeon Credit Motorcycle Loans through their appointed Merchants. Most motorcycle dealers in Malaysia are Aeon Credit Service Merchants.

Some of the Motorcycle Loans benefits given by Aeon Credit Service are:

  1. Fast Approval – usually within 3 working days.
  2. Attractive monthly interest rates from 0.75% to 1.5% monthly. If you are their member, the rate can be much cheaper.
  3. Flexible Installment Periods – Options available are: 6, 9, 12, 15, 18, 24, 30, 36, 42, & 48 months.
  4. No Guarantor and Collateral is required. BUT, you will be asked for a guarantor if your credit history with CTOS is not pretty.

Once you have chosen your Motorcycle Model you wish to purchase, the Motorcycle Dealer will always guide you the application process.

Aeon Credit Service Basic Requirements:

For Individuals

  • Must be a Malaysian Citizen within the age of 18 and above.
  • Must be employed for at least 6 months in current employment.
  • Must have a monthly net pay of RM800 and above.
  • Must provide Office Telephone and Mobile or HP or House Telephone is compulsory.
  • Must have one Contactable referee.
  • Must be contactable at all times.

For Self-Employed Individuals

  • Must be a Malaysian Citizen within the age of 18 and above.
  • Self-employed applicants’ current employment must be at least 1 year.
  • Must have a monthly net pay of RM800 and above.
  • Must provide Office Telephone and Mobile or HP or House Telephone is compulsory.
  • Must have one Contactable referee.
  • Must be contactable at all times.

Here are the Documentations Needed:

For Individual Applicants

  • One Photocopy of Identification Card (I/C)
  • Photocopy of 3 months’ Salary slips as proof of income
  • A valid Motorcycle License
  • Photocopy of Bank Statement or Savings passbook
  • One photocopy of utility bill

For Self-Employed Individuals

  • Form J and Business Registration Form (Borang A and D)
  • Photocopied Identification Card (I/C) of Proprietor/Partners/Directors.
  • A valid Motorcycle License
  • Photocopy of 3 months bank statement
  • Own bank statement or savings passbook.

Motorcycle Loans Credit Limit granted to you:

  • For new motorcycle, based on your Net Pay Salary X 5 times (maximum)
  • For used motorcycle, based on your Gross Pay Salary X 4 times (maximum)

When you apply for the motorcycle loans above, you will need to have bank account with these banks:

  1. Alliance Bank
  2. Ambank
  3. Bank Muamalat
  4. Bank Simpanan Nasional
  5. CIMB Bank
  6. Malayan Banking Berhad
  7. Public Bank
  8. RHB Bank
  9. Standard Chartered Bank

These are the panel banks required Aeon Credit Service, so the company will Auto Debit your bank account for the required monthly motorcycle installments.

However, you can also pay Over The Counter at all their Aeon Credit Service Branches.

Extended Warranty Program

Remember, do sign up for their Extended Warranty Program.

Aeon will provide you with additional warranty for 12 months or 10,000km on which ever comes first.

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